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Regular Income & Bills
Income
£500.00
Expenses
-£269.17
Net Cashflow
£230.83
Essential
-£32.87
Discretionary
-£52.97
Internal Transfers
£50.00
Month
All Months
October 2026
September 2026
Account
All Accounts
FD Sole Account
Halifax Sole
Category
All Categories
Housing & Household
Housing & Household → Electricity & Heating
Housing & Household → Council Tax
Housing & Household → Water
Housing & Household → Internet
Housing & Household → Phones
Housing & Household → Insurance
Housing & Household → Home Repairs
Food & Drink
Food & Drink → Groceries
Food & Drink → Eating Out
Food & Drink → Takeaways
Transport
Transport → Petrol
Transport → Car Payment
Transport → Car Maintenance
Transport → Parking
Family & School
Family & School → Rowan Clubs
Family & School → School Dinners
Family & School → School Expenses
Personal Spending
Personal Spending → Debt
Personal Spending → Savings
Personal Spending → Trading Costs
Personal Spending → Clothing
Personal Spending → David Allowance
Personal Spending → Jane Allowance
Personal Spending → Choir
Personal Spending → Singing Lessons
Entertainment & Subscriptions
Entertainment & Subscriptions → Subscriptions
Health
Irregular Expenses
Irregular Expenses → Random Shit
Irregular Expenses → Major One-Off
Income
Income → Pension Drawdown
Income → Salary
Income → Household Contribution
Income → Child Benefit
Income → Web Design
Income → Trading
Income → Other Income
Savings
Transfers
Behaviour
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Regular
Variable
Irregular
One-off
Exceptional
Essential?
All
Essential
Discretionary
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Internal Transfers
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Transactions
(12)
7need classification
Classification:
Don't change category
Set Unclassified
Housing & Household
Housing & Household → Electricity & Heating
Housing & Household → Council Tax
Housing & Household → Water
Housing & Household → Internet
Housing & Household → Phones
Housing & Household → Insurance
Housing & Household → Home Repairs
Food & Drink
Food & Drink → Groceries
Food & Drink → Eating Out
Food & Drink → Takeaways
Transport
Transport → Petrol
Transport → Car Payment
Transport → Car Maintenance
Transport → Parking
Family & School
Family & School → Rowan Clubs
Family & School → School Dinners
Family & School → School Expenses
Personal Spending
Personal Spending → Debt
Personal Spending → Savings
Personal Spending → Trading Costs
Personal Spending → Clothing
Personal Spending → David Allowance
Personal Spending → Jane Allowance
Personal Spending → Choir
Personal Spending → Singing Lessons
Entertainment & Subscriptions
Entertainment & Subscriptions → Subscriptions
Health
Irregular Expenses
Irregular Expenses → Random Shit
Irregular Expenses → Major One-Off
Income
Income → Pension Drawdown
Income → Salary
Income → Household Contribution
Income → Child Benefit
Income → Web Design
Income → Trading
Income → Other Income
Savings
Transfers
Don't change behaviour
Regular
Variable
Irregular
One-off
Exceptional
Don't change necessity
Essential
Discretionary
Set Unclassified
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Transfers:
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FD Sole Account
Halifax Sole
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when both accounts are tracked here. For example, an imported +£100 FROM HALIFAX transaction can automatically create -£100 in Halifax.
Date
Account
Description
Merchant
Category
Behaviour
Type
Amount
Transfer
01/10/2026
FD Sole Account
D&G AO CARE PLAN
—
Housing & Household→ Insurance
Regular
Discretionary
-£7.42
—
Edit
01/10/2026
FD Sole Account
OCTOPUS MONEY DIRE
—
Housing & Household→ Insurance
Regular
Discretionary
-£1.00
—
Edit
01/10/2026
FD Sole Account
OCTOPUS MONEY DIRE
—
Unclassified
Variable
Unclassified
-£1.00
—
Edit
01/10/2026
FD Sole Account
OCTOPUS MONEY DIRE
—
Unclassified
Variable
Unclassified
-£1.00
—
Edit
01/10/2026
FD Sole Account
OCTOPUS MONEY DIRE
—
Unclassified
Variable
Unclassified
-£1.00
—
Edit
01/10/2026
FD Sole Account
DVLA-GB70DJW
—
Unclassified
Variable
Unclassified
-£17.06
—
Edit
01/10/2026
FD Sole Account
STEPCHANGE
—
Unclassified
Variable
Unclassified
-£137.00
—
Edit
01/10/2026
FD Sole Account
TESCO INSURANCE
Tesco
Food & Drink→ Groceries
Variable
Essential
-£32.87
—
Edit
01/10/2026
FD Sole Account
D West FROM HALIFAX
—
Internal Transfer
—
—
£50.00
Internal
Edit
01/10/2026
FD Sole Account
Jane O Byrne CARE
—
Unclassified
Variable
—
£500.00
—
Edit
01/10/2026
FD Sole Account
BARNARD CASTLE YOUBELFAST
—
Unclassified
Variable
Unclassified
-£26.27
—
Edit
01/10/2026
FD Sole Account
INT'L 2268625096 TOPSTEP CHICAGO USD 58.80 @ 1.3198MAS Rate
—
Personal Spending→ Trading Costs
Regular
Discretionary
-£44.55
—
Edit